Our knowledge and experience in Private Lending is unparalled. Having closed over 100 Million dollars in Private Lending Loans, ECFS continues to seek out creative avenues to assist those clients that do not fit the mold for traditional financing. 

Private Lending

Up to 70% LTV for Property Purchases and Refinancing

Stated Income, Quick Turnarounds, Conventional loan declines

Easy to qualify

Great for 'flippers'

Geared toward 'fixer-upper' properties

Short approval process

Private Lending

Financial specialists can buy entire notes secured by genuine property. The investor(s) possesses the whole note and the borrower pays the investor month to month contract installments, which are gathered by an overhauling specialists and appropriated to the financial specialist consistently. Focal points incorporate the way that financial specialists must consider various open door costs when making a home loan speculation. Two of the most essential standards incorporate the ideas of control and liquidity. For instance, dissimilar to stocks, individual home loan offerings give speculators a lot of control in venture choices.


Financial specialists can frequently pick and pick credits and additionally their security for those advances. They likewise can audit all the due perseverance used to set and value the venture. These guaranteeing devices incorporate every one of the investigation important to affirm valuation, wage, property condition, and the borrower's ability to execute on its reimbursement system.


In the event that speculators survey and break down due constancy, they are engaged to settle on a particular venture choice. The detriment while going alone: it's your obligation to benefit the credit (send receipts and gather installments), arrange any advance expansions, handle abandonment procedures, and so on. There are various pit falls and hazard calculates that should be professionally overseen.


Our fast, flexible, and creative financing solutions target borrowers looking for immediate approval on a secured or asset-based loan. Whether you need funding for a property that's difficult to finance, you have credit problems, you can't supply income verification, or you need quick emergency cash, we can help. We look beyond bad credit, insufficient loan-to-value, complexity of the loan, and inadequate sources of repayment.


Excel Credit & Financial Services' Rapid Funding sees past the problems and focuses on the potential. We offer loans for land acquisition and development and interim financing such as bridge loans and mezzanine financing. Our clients turn to us after they've been turned away by traditional lenders.

Private Lending

For more information Contact our office and speak to one of our qualified assosiates. 




Commercial Real estate

CA BRE# 01862907  

 NMLS# 1137660

Real Estate / Excel Credit & Financial Services
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Real Estate / Excel Credit & Financial Services
Real Estate / Excel Credit & Financial Services